Variable Loans

Variable Rate Loans are the answer for people who do not want to lock into a fixed rate but want to take advantage of any fall in the variable interest rate and who also want the flexibility of being able to make extra repayments.

Standard Variable Rate Loans

The variable interest rate means that the interest rate moves up and down reflecting the general changes in interest rates in the financial markets. Your monthly payments will remain the same, but the portion of the payment that's applied to reducing the principal will vary as the prime rate changes.  

  • Principal reductions may be made at any time at no extra cost
  • Building loans allowed
  • Redraw facility available
Discount Variable Rate Loans

The Discount Variable Rate Home Loan is a variable interest rate loan with a rate that is at a stated percentage per annum below the standard variable rate for the first 12 months.
  • Flexible repayment frequency
  • Unlimited additional repayments allowed
  • Redraw facility available
  • Mortgage Equaliser 100% Offset available
Essential Home Loans

The Essential Home Loan is a variable rate loan at a competitive variable interest rate for the life of the loan.
  • Unlimited additional repayments
  • Redraw facility
  • Flexible repayment frequency
  • Partial Interest Offset available
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Low Doc Home Loans
Home Loans for the Self-employed.
Full Doc Loans
Loans based on income and employment.
Fixed Loans
Locking into a fixed payment makes budgeting easier.
No Deposit Home Loans
100% home loans with no deposit.
Refinance Mortgage
Get a better deal on your home loan.
Variable Loans
Offers the flexibility of making extra repayments.
Home Equity Loan
A line of credit that works like an ordinary credit card.
Line of Credit
Finance your home, business and lifestyle.