Below is a complete list of our Home Loan and Credit products.
Low Doc Loans
The
Low Doc Home Loan is a fully featured home loan that meets the needs of
people who are unable to provide income documentation for the Bank to
verify their income.
Full Doc Loans
A lender's documentation requirements stipulate how information about income and assets must be provided by the applicant, and how it will be used by the lender.
Fixed Loans
Unsure where rates are going, but want financial protection? Locking into a fixed payment makes budgeting easier and offers greater peace of mind.
No Deposit Home Loans
A
No Deposit Home Loan is designed to meet the needs of anyone who does
not have a deposit but does have a strong credit rating, stable
employment and residential history.
Refinancing
If you are like many of the other thousands of home owners in Australia who have taken out a new home loan or mortgage over the last few years or longer, it might be time to consider refinancing your loan.
Variable Loans
Variable Rate Loans are the answer for people who do not want to lock into a fixed rate but want to take advantage of any fall in the variable interest rate and who also want the flexibility of being able to make extra repayments.
Home Equity Loan
Also called Lines of Credits a line of credit is a loan that works much like an ordinary credit card. The bank makes a certain amount available to you, and you only draw from it what you need. You pay interest on the amount you are using, not the entire amount available.
Line of Credit
A revolving credit facility with a pre-approved limit. You can access funds up to your approved limit at any time.
